Financial Planning has come of age. Your LIFE and your MONEY are integral features of your LIFESTYLE. To understand both, is to plan most prudently for YOU.
“LIFE is a series of stories, of experiences past and hopes of great memories yet to be, of tales to tell, to share in years to come”
MONEY
Money is not best measured with a story of numbers; it is best reflected in a number of stories – your stories.
It doesn’t come with a ‘user guide’. Everyone’s relationship with money differs, both in terms of what it truly costs you personally to earn it and, how much it adds to the real quality of your life as you spend it.
Is your life, loves and lifestyle driven by how much you think you can afford, or by the joys of living?
“My favourite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.” A quote from the late, great Steve Jobs.
It takes far more than simply having more money to make life happier. After all – just how much is enough?
LIFE
What part do your actions ‘today’, play in your Life & Lifestyle ‘tomorrow’?
Live well now, enjoy life longer. Eat well now, enjoy a healthier tomorrow. Plan your resources now, enjoy financial freedom to fund your tomorrows, particularly when you exchange your salary for what we call ‘financial independence’
A wonderful Ancient Chinese proverb says: “The best time, to plant a tree was 20 years ago. The second best time is today.”
Plan a healthier, happier, safer Lifestyle, enjoy a healthier happier future. Explore the possibilities.
Can you make the best of your life with the resources you currently have at your disposal?
BALANCE
Life is far more than working, saving, paying bills and managing responsibilities.
You start to improve your personal wellbeing with a better understanding of the elements that affect it – Career, Social, Financial, Physical & Community Wellbeing.
What you contribute to each, will determine what you gain from the overall experience.
With help you can create a positive Balance between Money (the tool) and Life (the experience) – to build your future with confidence, and tell the stories with joy.
Life
This is all about you, your life so far and how it might develop into a fulfilling lifestyle.
Few of us actually know what we want and when we expect to have it. Just what are these ‘possibilities’ we refer to? There will be highs, moments of joy. lows and perhaps the odd disaster too.
There is always something that happens in life that makes you think: “woh, wait a minute, what just happened there?” It is that ‘wake-up call’ that makes us think about life, your life, its values, pressures, problems – and opportunities.
The shock could come totally out of the blue, being global or so very, very personal. The shockwave is life changing.
Why wait for the shockwave before thinking properly about your values and wellbeing. You can balance the complicated elements that make up your personal wellbeing by talking to us.
Talk about your ‘who’, ‘what’ and ‘why: about certainties and uncertainties; talk about you. We listen and you’ll soon discover that even small steps now can make huge differences in the future.
Your financial wellbeing is important too. Money is just a tool to help you realise practical considerations along the way. But that’s all it is – a tool.
PLAN A HAPPIER, HEALTHIER LIFESTYLE, ENJOY A HEALTHIER, HAPPIER LIFE.
BALANCE
Life is far more than working, saving, paying bills and managing responsibilities.
You start to improve your personal wellbeing with a better understanding of the elements that affect it – Career, Social, Financial, Physical & Community Wellbeing. What you contribute to each, will determine what you gain from the overall experience.
With help, you can create a positive Balance betwee Money (the tool) and Life (the experience) – to build your future with confidence.
Leave concern, uncertainty, anxiety behind.
The New York Times bestseller by Tom Rath and Jim Harter – “Wellbeing: The Five Essential Elements” – provides a holistic view of what contributes to our
wellbeing over a lifetime.
It insightfully begins with a sideways look at the many ‘life changing’ programs available, promising you’ll get richer, lose weight or strengthen relationships, each creating a better you’independently of the other. Read on though and we learn that they are not independent characteristics at all, but integral to the cycle of wellbeing.
HOW DO I BALANCE ‘MY BEST LIFE’ WITH THE MONEY AT MY DISPOSAL?
THE 5 ESSENTIAL ELEMENTS OF WELLBEING ARE:
Career Wellbeing – Finding satisfaction and enjoyment in the daily activities relating to work / career and daily routines.
Social Wellbeing – having strong relations with friends, partners, love, marriage and life.
Financial Wellbeing – being able to pay for the essentials as well as the fun, managing your economic life and lifestyle.
Physical Wellbeing – being in good health through exercise, sensible eating, drink and life management.
Community Wellbeing – this is about you and the
people about you and how positively and actively you
interact. Giving, receiving, sharing is a valuable part of mental wellbeing
Money
Money is not best measured with a story of numbers, it is best reflected in a number of stories – your stories.
It doesn’t come with a ‘user guide’. Everyone’s relationship with money differs, both in terms of what it truly costs you personally to earn it and, how much it adds to the real quality of your life as you spend it.
Is your life, loves and lifestyle driven by how much you think you can afford, or by the joys of living?
There is so much ‘expert advice’ out there – banks, building societies, accountants, webinars, podcasts and some still print papers and journals – imagine that!
You could do it yourself, manage your future. Google “my better future” and away you go.
There’s an awful lot of ‘noise’ out there, within which there is only a teeny bit of sensible, useful information that truly and practically applies to YOU and YOUR life.
You can learn lots through research, but knowledge does not replace expertise.
The more you look, the more you will find, until opportunities begin to pile high.
The more options you have the harder it is to choose the right mix for you, until you have too many choices, so end up making none, putting the whole thing off till tomorrow – again.
JUST HOW MUCH IS ENOUGH?
MAKE THINGS EASY FOR YOURSELF.
Get rid of all those complex, difficult decisions; listen to the encouragement; feel safe, more confident, sure of yourself and your future; be amazed at what you can actually achieve, at what is actually possible – explore those possibilities, and tell your partner ‘yes I have’, I started the ball rolling this morning.
All decisions have emotional components. Make yours good, warm, relieved, happy, positive emotions.
No more fears about your tomorrows. Start enjoying and living them fully – today.
Other services
Please, feel free to ask us about any specific financial issues that might be concerning you.
Here are some financial areas that frequently come up as ‘concerning’.
Lending and mortgages.
Life and health insurance planning.
Tax and estate planning.
Investment strategy, savings, retirement planning and pensions.