…to maintain your ideal lifestyle through retirement. First, let’s introduce the PLSA – the Pension and Lifetime Savings Association, who actually try to forecast the answer to that question – just how much is enough? One of the UK’s major insurance companies (Scottish Widows) runs a annual National Retirement Forecast (NRF) survey designed to capture… Continue reading HOW MUCH IS ENOUGH ?

State Pension Age increase to 68 deferred.

The government has deferred its decision on when to raise the State Pension Age (SPA) to 68. The important word here is – DEFERRED. It WILL increase to 68, we’re just not quite sure when yet. So, does your financial planning include the additional year at work, or does it bring in sustainable financial independence… Continue reading State Pension Age increase to 68 deferred.